Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the robuvando.com website, operated by Robuvando S.A.C., with RUC 20612345678, domiciled at Av. Javier Prado Este 4200, Office 1502, Santiago de Surco, Lima 15023, Peru. By accessing and using this website, you accept these terms in their entirety.
1. Nature of the Service
Robuvando is a platform of an exclusively educational and informative nature regarding personal finance. All content published on this site is for pedagogical purposes and does not constitute, under any circumstances, financial, investment, tax, or legal advice. We do not provide regulated financial services nor act as financial intermediaries before Peru's Superintendency of Banking, Insurance, and Private Pension Fund Administrators (SBS).
2. Financial Liability Disclaimer
The materials, articles, analyses, and educational resources available on robuvando.com do not constitute investment recommendations or financial product offers. Any financial decision you make based on the information from this platform is your sole responsibility. The potential returns mentioned in our educational content are risk-adjusted and do not guarantee future results. We recommend consulting with a certified financial professional before making investment decisions.
3. Acceptable Use
You agree to use this website lawfully and in accordance with these terms. The following is prohibited: reproducing, distributing, or modifying content without written authorization; using the site for illegal or fraudulent activities; attempting unauthorized access to the site's systems; and using automated mechanisms to mass extract data from the site.
4. Intellectual Property
All content on robuvando.com, including texts, graphics, logos, images, data compilations, and software, is the property of Robuvando S.A.C. or its licensors and is protected by the intellectual property laws of the Republic of Peru, including Legislative Decree No. 822, the Copyright Law. Unauthorized use of any material from the site constitutes an infringement of these rights.
5. Registration and Contact Data
By submitting information through our contact forms, you guarantee that the data provided is truthful and accurate. The processing of your personal data is governed by our Privacy Policy, prepared in compliance with Law No. 29733 on Personal Data Protection.
6. Service Availability
Robuvando strives to keep the website continuously accessible but does not guarantee uninterrupted availability. We reserve the right to suspend, modify, or discontinue any aspect of the website, temporarily or permanently, without prior notice and without incurring any liability.
7. Limitation of Liability
To the maximum extent permitted by Peruvian law, Robuvando S.A.C. shall not be liable for direct, indirect, incidental, consequential, or special damages arising from the use or inability to use this website or the information contained therein. This limitation applies regardless of the legal theory invoked.
8. Third-Party Links
Our website may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement or approval of said sites. We are not responsible for the content, privacy policies, or practices of third-party websites.
9. Modifications
We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on this website. Continued use of the site after any change constitutes acceptance of the new terms. We recommend that you periodically review this page.
10. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Peru. For any dispute arising from the use of this website, the parties submit to the jurisdiction of the courts and tribunals of the Judicial District of Lima, expressly waiving any other jurisdiction that may correspond to them.
11. Contact
For inquiries about these Terms and Conditions, you may contact us at: Robuvando S.A.C., Av. Javier Prado Este 4200, Office 1502, Santiago de Surco, Lima 15023, Peru. Email: contacto@robuvando.com. RUC: 20612345678.